If you do not hold Lasting Powers of Attorney documents, then at the point of incapacity the Court of Protection will become involved and this government body would ultimately aim to appoint a Court Deputy who would then represent your best interests. This really means that those closest to you would need to approach the Court Deputy for authority to approve matters relating to your finances and health & welfare.
Do not delay in arranging your Lasting Powers of Attorney forms as they cannot be arranged when you have lost capacity, we all expect that we will maintain good health and often put these arrangements off but remember you cannot get a Power of Attorney without consent.
